*Standalone SIP from ₹0. Existing portfolio reduces actual SIP needed.
Portfolio Journey — Deterministic
🎲 Retirement Corpus Stress Test
3,000 simulations · Real Indian market data 1990–2025 · Age 90 horizon
Why this matters: Deterministic planning assumes steady returns every year. In reality markets
crashed −51.8% in 2008 and surged +75.8% in 2009. Retiring into a crash can devastate a "sufficient" corpus
(sequence of returns risk). This test shuffles 35 years of real Indian equity/inflation data 3,000 times
to find your actual probability of corpus survival to age 90.
0%
🔥 Survival Heatmap
Corpus size vs Monthly Expense — survival probability at a glance
Each cell = survival probability (%) when starting with that corpus and spending that monthly amount (already inflation-adjusted to retirement date).
Green = safe · Yellow = borderline · Red = risky. Your current FIRE scenario is highlighted with a bold outline.
0%
Tap any cell to see details · Highlighted cell = your current scenario · 500 sims per cell