Wealthpedia · Retirement Withdrawal OS

Wealthpedia · India

Retirement
Withdrawal OS

4-Bucket waterfall · Tax-optimised · 30-year engine

Retirement Profile

Monthly Expense at Retirement (₹)

₹

In today's rupees. Inflates every year.

Inflation Rate (%)

3%6.0%12%

Healthcare Shock (%)

0%3.0% extra10%

Corpus at Retirement Day

Equity MF (₹)

₹

Debt MF (₹)

₹

EPF Lump Sum (₹)

₹

PPF Balance (₹)

₹

NPS Corpus (₹)

₹

FD / Others (₹)

₹

Bucket Return Rates

Safe Bucket Annual Return 7.0%

3%12%

Hybrid Bucket Annual Return 9.0%

4%15%

Growth Bucket Annual Return 12.0%

6%18%

Auto-saved locally

Retirement Withdrawal Engine

4-Bucket waterfall decumulation · Tax-optimised drawdown · 30-year horizon · India-specific rules

● Awaiting simulation

📊

Configure your corpus on the left and run the engine

4-bucket waterfall · Floor → Safe → Hybrid → Growth · Full tax optimisation