How safe bank lockers are?

Most of us think our valuables are safe in bank lockers. But if you read their terms and conditions carefully you will be shocked to know that banks are not accountable for any damage or loss of your belongings in the lockers. This applies for even natural calamities like flood, fire, earthquake, rain, war, riots … Read more

UAN Activation Process

UAN activation

Universal Account Number (UAN) has become mandatory for all employees and employers all throughout the working career or even after retirement. UAN number is a must for transferring provident fund (PF) while changing the job or withdrawing PF after retirement. This is even required to know the status/balance of the provident fund. Today, we will … Read more

PF Balance Check With UAN Number Without Password

PF Balance Check With UAN Number Without Password

The Employee Provident Fund (EPF) is a retirement benefits scheme available to all employees in India. It is a mandatory savings scheme where both the employer and the employee contribute to the fund. The EPF account is managed by the Employees Provident Fund Organization (EPFO) of India. To check the balance in your EPF account, … Read more

UAN Number – Activation Benefits and More

UAN Number

Universal Account Number (UAN) is a unique identification number that is allotted by the Employees’ Provident Fund Organization (EPFO) to each employee who contributes to the Employees’ Provident Fund (EPF). The UAN number is a 12-digit number that is used to identify the employee’s PF account and to track their contributions and withdrawals. In this … Read more

Why Saving Money Is Important?

how to earn ₹ 2 lakhs per month in india

In the United States, saving money is a crucial aspect of financial wellbeing and security. As a country with a diverse economy and ever-changing financial landscape, understanding the importance of saving money is essential for individuals and families alike. This article explores the significance of saving money, provides practical tips to start saving, discusses common … Read more

EPF form 31 Meaning and Download

EPf form 31

Employee Provident Fund (EPF) is a retirement benefits scheme that is available to all salaried employees in India. It is managed by the Employees’ Provident Fund Organization (EPFO), a statutory body formed under the Employees’ Provident Funds and Miscellaneous Provisions Act, 1952. EPF Form 31 is one of the forms that employees can use to … Read more

Should You Invest in Flexi Fixed Deposit?

flexi fixed deposit

Flexi Fixed Deposits are a type of fixed deposit account offered by some banks that offer flexibility to customers in terms of the amount and duration of their deposits. In a traditional fixed deposit account, customers deposit a fixed amount of money for a fixed period of time and earn interest on that amount. However, … Read more

When Saving What Is the Key Thing to Do?

saving key things to do

Saving money is an essential aspect of achieving financial security and fulfilling your long-term goals. Whether you are planning for a dream vacation, buying a new home, or preparing for retirement, understanding the key principles of effective saving is crucial. In this article, we will explore the fundamental strategies that will guide you on the … Read more

How Do I Build A Strong Retirement Fund?

strong retirement fund

Retirement planning is a crucial aspect of ensuring financial stability and security during one’s golden years. Building a strong retirement fund requires careful consideration and strategic decision-making. In this article, we will explore various steps and strategies that can help individuals establish a strong retirement fund for a comfortable and worry-free future. Building a strong … Read more

Don’t attempt early retirement

Early Retirement

I have come across a lot of articles on early retirement by 40 something. People are doing a reverse calculation of amount required to retire at their desired age. Monthly expenses, lifestyle, inflation all these aspects are taken into consideration while deriving the retirement corpus. There are free and downloadable templates available to make this … Read more

How to do SBI FD Online?

sbi fd online

State Bank of India is one of the leading and biggest banks in India. Due to the Covid19 pandemic, many customers have stopped going to the bank branches for their banking needs. So how do they do SBI FD Online now? Well, there is an easy way of doing SBI FD online through net banking. … Read more

How to Reduce Housing Loan Interest Burden?

Reduce Housing Loan Interest?

Today in this article, I will discuss how to reduce housing loan interest? Most of us have taken a housing loan for our dream home. Perhaps, it is the biggest monthly expense for most of us. Right? So how about I tell you the ways to reduce the home loan interest burden? Housing loan EMI … Read more