Privacy Policy

Welcome to Wealthpedia.in. We are committed to protecting your privacy and ensuring the security of any information you share with us.

Wealthpedia.in is founded by Vishal Jhaveri (MBA in Finance), and has been helping Indians with practical personal finance tools since 2017. Our mission is to provide free, unbiased educational tools and guides — such as the Financial Health Score Calculator, inflation-adjusted SIP comparisons, and net worth trackers — to help salaried professionals, young investors, and families build better financial habits.

This Privacy Policy explains how we collect, use, store, and protect your information when you visit https://www.wealthpedia.in or use our tools. By using our website, you consent to the practices described here.

Important Note on Our Calculators

Most of our financial calculators (including the Financial Health Score) run entirely in your browser. All calculations happen on your device. We do not collect, store, or transmit the financial numbers you enter (such as income, expenses, SIP amounts, or investment details). Your inputs remain private on your device.

Information We Collect

We collect minimal personal information:

1. Automatically Collected Data (via cookies, server logs, etc.):

• IP address

• Browser type and version

• Device information

• Pages visited and time spent

• Referral source

2. Information You Provide Voluntarily:

• Name and email address (only if you contact us via the contact form or subscribe to updates)

• Any feedback or queries you send to info@wealthpedia.in

We do not require login or personal details to use our calculators. We do not collect sensitive financial data like bank details, PAN, Aadhaar, or credit card information.

How We Use Your Information

We use the collected information only for:

• Providing and improving our free tools and content

• Personalizing your browsing experience (where possible)

• Responding to your queries or feedback

• Sending occasional important updates (if you have opted in)

• Analyzing website traffic to make Wealthpedia more useful

We will never sell, rent, or share your personal information with third parties for marketing purposes.

Cookies and Tracking

We use essential cookies to:

• Remember your preferences

• Understand how visitors use the site

• Improve performance

You can disable cookies through your browser settings at any time. Note that disabling cookies may affect the functionality of some features.

We may use Google services (such as Google Analytics or ads) that set their own cookies. These services follow their own privacy practices.

Data Security

We take reasonable security measures to protect the limited data we hold, including secure hosting and access controls. However, no online system is 100% secure. We use industry-standard practices to safeguard information.

Data Retention

We retain contact or feedback data only as long as necessary to fulfill the purpose for which it was collected or as required by law. You can request deletion of your data at any time.

Your Rights

You have the right to:

• Access the personal information we hold about you

• Request correction or deletion of your data

• Withdraw consent for email communications

• Lodge a complaint if you feel your data has been mishandled

To exercise these rights, email us at info@wealthpedia.in. We will respond within a reasonable time.

Children’s Privacy

Our website is not directed at children under 18. We do not knowingly collect data from children.

Third-Party Links

Our site may contain links to external websites. We are not responsible for the privacy practices of those sites.

Changes to This Privacy Policy

We may update this policy occasionally to reflect changes in our practices or legal requirements. The “Last Updated” date at the top will be revised. We encourage you to review this page periodically. Continued use of the site after changes constitutes acceptance of the updated policy.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us at: