Young couples usually tend to not be very wealthy, they still have to go to college or university, they have to work on their skills in order to build a career on top of them, and they tend to work part-time jobs and such. But how can you live a full life without taking too many student loans? How can you save money as a young couple?
- Refuse branded products
Buying goods of less well-promoted brands instead of well-known brands can save you quite a lot of money. Take the time to study the list of ingredients of expensive yogurt or body milk and compare it with the composition of an unadvertised analog. The same applies to medicines, so look on the Internet for cheaper analogs of expensive drugs or ask about them directly in the pharmacy. A good network of pharmacies is primarily aimed at customer loyalty, and not at emptying their wallets.
- Use credit cards as little as possible
Many are used to paying for purchases with cards because it is more hygienic, reliable, and you don’t have to carry your wallet with you. But numerous studies show that the constant use of bank cards is fraught with a loss of control over their expenses. It is much easier for a person to part with invisible numbers than with real pieces of paper.
If you don’t want to get attached to your wallet, then take the habit of studying the check-in detail after shopping or controlling expenses using mobile applications. They will clearly show all your weaknesses and extra acquisitions.
- Reduce commission costs
If you decide to withdraw money from an ATM of someone else’s bank, be prepared to give a percentage for this service. It may be small, but regular transfers and cashing out of money through another payment system will empty your pocket.
- Buy only the essentials
Often, buyers make purchases only because the product’s price is cut. It is especially difficult to overcome the temptation of a personal discount sent by the seller immediately after receiving a salary. But it is worth remembering that a coupon is not a reason to buy something.
Get only what you really need and only when you are ready for it. And coupons and discounts can be found on forums and specialized sites. And don’t forget about all the cashback services.
5. Master online shopping
If you have not yet experienced the joys of remote shopping, we strongly recommend that you try this kind of shopping. Of course, it has some disadvantages. But a lower price compared to conventional stores is one of the clear advantages. Many popular brands and lesser-known brands sell their items at discounts of up to 90%.
In addition, online you can buy clothing that someone already bought, but that is basically in perfect condition, maybe even those that were never worn. Such things can be unique and cost quite a bit. Check out online stores and save money on clothing. And if you don’t know how to plan a proposal, you want to save up as much money on the wedding as possible, online shopping will help you out in this scenario.
Replace purchased cosmetics
with DIY ones
All the ads really like to point to the naturalness of the ingredients used in cosmetic products. Therefore, shoppers without a twinge of conscience give half their salary for such cosmetics. But why spend money on processed natural cosmetics if the web is full of simple recipes for skin and hair?
Try joint purchases
Many stores offer a 1 + 1 = 3 bundles. If you take two things, the third goes to you for free. Do not buy a second pair of pants to get a discount on them.
If it’s not convenient for you to contact strangers about a joint purchase, go to social networks: there you will definitely find like-minded people. This also applies to online shopping. Collective purchase of goods from such sites will help to save a lot.
Make a shopping plan
You need to learn how to plan your purchases. This is convenient to do using mobile applications. Their use will protect you from many unpleasant situations. For example, if you forgot to buy a washcloth or a pack of tea, you will have to return to the store the next day. It is very likely that you will want to grab something else in addition to the things you need.