Have you ever wanted to invest in the international markets? Do you want to own Facebook, Apple, and Google? Yes! you heard it right. You can invest in international markets just like you connect with your friends and family residing outside India. KRISTAL is the AI (Artificial Intelligence) based robo advisory company situated in Bangalore which helps you to invest in international markets from the comfort of your home.
The company was founded in 2016 by Asheesh Chanda and Vineeth Narasimhan. In just 3 years, the company is operational in India, Singapore, and Hongkong. The company has a huge client base across Asia, the Middle East, and America.
The main reason behind KRISTAL is to empowering the small organization and consumers who do not have access to the large data analysis and algorithm. The technology, AI (Artificial Intelligence) is expected to deliver better results as compared to traditional algorithms which are broadly available in the market right now.
KRISTAL is AI-enabled digital asset management platform specially designed for the small companies and retail investors. The platform will give access to AI + human emotion based portfolios from the world’s top portfolio managers. Like other platforms, KRISTAL is also a robo-advisor which helps you to choose the right portfolio based on your financial goals. It provides access to 100+ exchanges across the US, China, Hong Kong, Singapore and Europe, a complete package for the domestic and international markets for the one who wants to diversify their portfolio.
KRISTAL is the brainchild of Mr. Asheesh Chanda, who is the co-founder and CEO of the company. As per Mr. Asheesh, there is a lack for advisors who provide access to the international markets to small companies and retail investors. That is where he found the gap and decided to bridge it with KRISTAL.AI. If you want to learn more about Kristal.AI, you can even listen to this podcast from Asia Tech.
The company does not just offer funds or investment options. Investors put their money behind ‘Kristals’ which are portfolio strategies created by the company through its proprietary algorithm.
As mentioned earlier this platform is for small companies and retail investors, hence the minimum investment through KRISTAL.AI is kept at $ 1000 so that it can cater to a large amount of population who want to invest in foreign companies like Facebook, Amazon & Google.
Currently, KRISTAL serves more than 150 strategies (KRISTAL) through the platform which invest in global markets. The platform also offers thematic strategies like Technology, Healthcare, Energy & Real estate to choose for investment.
Its unique algorithm can deliver customized investment plans based on the inputs given by you. Its algorithm is beyond machine learning and is a combination of traditional investment strategy + artificial intelligence + human emotions + operation research (bootstrapping) to deliver the best investment experience to its clients.
There are various KRISTALs available like simple ETFs, bonds, F & O, etc. One can choose the best suitable strategy as per his/her needs and risk profile.
Not only it offers investment platform, but it also has built a community of portfolio managers, affiliated partners, and investors. It has a large number of financial advisors, researchers and market experts who can help you to make your investment decisions.
How to Open an account with KRISTAL.AI?
Creating a KRISTAL account is as easy as creating a facebook account.
- Click on this link
- Fill in the basic details like name, email, and mobile no. and submit
- You will get an auto email for verification.
- Click on the link provided in the email.
- Fill in the nominee details and PAN number
- It will take you to the next page to fill in your financial status and risk profile
- Upload your photo and bank statement for KYC purpose
- Once you do that, the next step is to complete in-person verification
- After completion of the in-person verification, the last step is to sign an agreement
Once you have completed the above process, you are good to go. Fund your account by transferring the money to KRISTAL account.
Features of KRISTAL.AI Account
- You will get a USD brokerage account
- Start investing with as low as $1000
- Access to 100+ global exchanges
- You can invest in Thematic equity and ETF international schemes
- AI-based algorithm for portfolio management and scheme selection
- Regulated by SEBI with RIA license
- Track your portfolio 24X7 via the mobile app
- Trusted by the various clients across 22 countries
- Lowest Fees
You can download the mobile app available for both Android and iOs platform. below is the link for mobile app.
The mobile app is easy to use just like you use facebook.
Once you sign in, you will get the option for selecting the international company. There are various KRISTALs available to choose from. you can select the company based on your future financial goals. There are also flagship schemes readily available for you to choose from.
You can also see it’s performance over various time frame like 1 year, 2 years, 3 years, 5 years. It also gives you an idea about the industry it is investing.
If you want to diversify your investment portfolio and want to try your hands in the international markets, I think you should give it a shot. KRISTAL is free to signup, requires a low capital of $1000 to start. Once you get confidence on the platform, you can always increase your investment at any point of time.
Disclaimer: Please note, this is not a general recommendation for everyone. Actual asset allocation for an individual depends on the individual risk profile. Do read the offer documents carefully before investing.