UCO Full Form & Meaning (United Commercial Bank)

If you’re looking for information about UCO, you’ve come to the right place. UCO is a financial institution that has been around for quite some time, providing various services to its clients. In this article, we will delve into UCO full form and meaning, as well as some other relevant information about the bank.

Overview of UCO

UCO stands for United Commercial Bank, which is a leading public sector bank based in Kolkata, India. It was established in 1943 and is one of the oldest banks in India. It has a network of over 3000 branches across the country, making it one of the largest banks in India.

History of UCO

UCO Bank was established in 1943 as United Commercial Bank by the government of Bengal. It was nationalized by the Indian government in 1969, along with 13 other banks. Since then, it has expanded its services and network, catering to a diverse range of clients from different sectors.

Services Offered by UCO

UCO Bank offers a wide range of services to its clients, which include personal banking, corporate banking, and international banking.

Personal Banking:

UCO Bank provides various personal banking services, such as savings accounts, fixed deposits, loans, credit cards, and insurance. It also has various digital banking solutions such as mobile banking and internet banking, making banking more accessible to its customers.

Corporate Banking:

UCO Bank provides corporate banking services, such as loans, project financing, cash management services, and treasury services. It also provides corporate credit cards, insurance, and trade finance services.

International Banking:

UCO Bank has a dedicated division for international banking services, which provides services such as trade finance, foreign currency loans, and remittance services.

UCO’s Branches:

UCO Bank has a vast network of over 3000 branches across India, making it one of the largest banks in India. It has a significant presence in metropolitan cities and also has branches in rural areas, making banking services more accessible to everyone.

UCO’s Digital Banking

UCO Bank has embraced digital banking solutions to provide its clients with a seamless banking experience. It offers mobile banking, internet banking, and UCO M Banking, which is an app-based banking solution. It has also launched UCO Skill Loan, which provides loans for skill development courses.

UCO’s Awards and Recognition

UCO Bank has been recognized for its exceptional services and contributions to the banking sector. It has won several awards, such as the Best Bank Award in the small bank category by the Business Today-KPMG India’s Best Bank Awards 2021.

UCO’s Corporate Social Responsibility

UCO Bank has a strong commitment to its corporate social responsibility. It has undertaken various initiatives such as skill development, women empowerment, education, and healthcare. It has also launched various schemes such as UCO Sanjeevani, which provides financial assistance for medical treatment.

UCO’s Future Plans

UCO Bank has ambitious plans for its future, such as expanding its digital banking solutions, increasing its market share, and focusing on sustainable growth. It aims to provide more innovative solutions to its customers and become one of the leading banks.


In conclusion, UCO Bank is a prominent public sector bank in India, with a rich history and a strong commitment to providing innovative banking solutions to its clients.

With its vast network of branches and digital banking solutions, UCO Bank has made banking services more accessible to everyone, from urban to rural areas.

Its dedication to corporate social responsibility and sustainable growth makes it a preferred banking partner for many individuals and businesses.

UCO Bank’s future plans to expand its digital banking solutions and increase its market share indicate that it will continue to be a leading player in the banking sector.

FAQs on UCO Bank

  1. What is UCO’s full form?

UCO stands for United Commercial Bank.

  1. When was UCO Bank established?

UCO Bank was established in 1943.

  1. Where is UCO Bank based?

UCO Bank is based in Kolkata, India.

  1. What services does UCO Bank offer?

UCO Bank offers personal banking, corporate banking, and international banking services, along with digital banking solutions.

  1. How many branches does UCO Bank have?

UCO Bank has a network of over 3000 branches across India.

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